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Recovery of Debts & Bankruptcy Act, 1993 alongwith allied Rules

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This edition presents the complete Recovery of Debts & Bankruptcy Act, 1993 together with the Debts Recovery Tribunal (Procedure) Rules, 1993 and Debts Recovery Appellate Tribunal Rules. It explains the framework for expeditious adjudication and recovery of debts due to banks and financial institutions, the constitution and powers of DRTs/DRATs, filing procedure (Original Applications), certification and enforcement mechanics. Practitioner tools — filing forms, jurisdiction checklists and headnotes — are included to speed case preparation and reduce procedural error.

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Estimated delivery:December 4, 2025 - December 8, 2025

This comprehensive volume provides the complete text of the Recovery of Debts & Bankruptcy Act, 1993 (commonly referenced as the RDDBFI/RDB Act) together with the Debts Recovery Tribunal (Procedure) Rules, 1993 and the Debts Recovery Appellate Tribunal Rules. The Act establishes Debts Recovery Tribunals (DRTs) and Debts Recovery Appellate Tribunals (DRATs) for speedy adjudication of claims by banks and financial institutions, sets out modes of recovery, certificate procedure, and enforcement powers. This edition includes step-by-step guidance on filing Original Applications (OAs), territorial and pecuniary jurisdiction checklists, specimen petitions and pleadings, timelines for issue of certificates and execution, and guidance on interaction between the RDB Act, SARFAESI and insolvency regimes. Editor notes highlight jurisprudential touchstones and recent authoritative interpretations on DRT jurisdictional thresholds and overlaps with insolvency fora, while practice annexures include sample filing forms, appeal templates and quick-reference flowcharts for recovery, attachment and certificate enforcement. Carefully indexed with headnotes and cross-references to allied statutes and rules, this book is a must-have for counsel, bankers, recovery agents and academics involved in creditor remedies and insolvency-adjacent litigation.

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