Law Of Debt Recovery In India From Default To Resolution,1St Edition 2026

Law of Debt Recovery in India: From Default to Resolution (1st Ed., 2026) is an exhaustive practitioner’s guide to modern debt enforcement and resolution frameworks in India. The book covers creditor remedies and enforcement mechanisms under SARFAESI, procedures before the Debt Recovery Tribunals (DRTs), summary civil processes, Lok Adalat settlement routes, and the Insolvency and Bankruptcy Code (IBC) resolution architecture. Each chapter provides statute-wise commentary, leading judgments, procedural checklists, drafting templates (possession notices, sale notices, petition forms, etc.), and model pleadings to speed up courtroom and administrative practice. Special sections discuss pre-litigation recovery strategies, mortgage and hypothecation enforcement, asset tracing, cross-border recovery issues, and compliance obligations for banks and NBFCs. The text also addresses current policy debates—restructuring vs. liquidation, creditor voting dynamics in IBC, and regulatory interactions between RBI guidelines and insolvency law—making it a useful reference for litigation, transactional work, and policy analysis. With practice tips, flowcharts, and a quick-reference index of remedies by debt type, this volume is both a textbook for students and a toolbox for practitioners tackling NPAs and complex restructuring matters.