Banking Laws

This Banking Laws volume is an all-in-one reference for students, practitioners and banking professionals. It contains the full text of the Banking Regulation Act, 1949 with amendments, the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest (SARFAESI) Act, 2002, the Recovery of Debts Due to Banks and Financial Institutions Act, 1993, and other allied statutes (Bankers’ Books Evidence Act, Negotiable Instruments Act provisions relevant to banks, RBI directions and key regulatory provisions). Each statute is reproduced verbatim, followed by concise, section-wise commentary, landmark case summaries, drafting templates (pleadings and recovery notices), compliance checklists (KYC, anti-money-laundering basics) and a comparative table summarizing remedies (SARFAESI vs. DRT vs. civil suit). Practical annexures include procedural timelines, sample forms and an index for fast navigation. This edition is ideal for courtroom citation, drafting enforcement steps against NPAs, compliance review and AIBE/bar-exam revision. (SARFAESI enables secured creditors to recover NPAs without court process; DRTs adjudicate bank debt recovery — included in the book’s coverage.)