Hand Book On Statutory Audit Of Bank

Hand Book on Statutory Audit of Bank is a hands-on, desk-ready reference designed for statutory auditors, internal audit coordinators and bank compliance officers. The book opens with the regulatory and reporting landscape applicable to bank audits, then presents risk-based audit planning templates and engagement checklists tailored to banking operations. Detailed modules cover loan book appraisal and NPA verification procedures, valuation and classification of investments, deposit and liability confirmations, treasury & forex audit techniques, branch and concurrent audit coordination, cash & vault controls, and fraud-risk indicators. Each chapter supplies practical audit programs, sample working papers, checklists for substantive testing, sampling guidance and model audit report extracts to streamline documentation and defend audit conclusions. Special sections address internal control evaluation, IT-dependent processes, regulatory returns and interaction with statutory/regulatory inspections. Realistic case scenarios, common pitfalls and recommended remediation steps make the handbook ideal for producing high-quality audit deliverables and managing regulator queries. Whether you’re conducting a first full statutory audit or supervising a large audit portfolio, this book converts banking complexity into repeatable audit workflows and stronger, evidence-based reports.